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Description:
Savings template. Personal expenses spreadsheet for all your expenses as they occur. Excel works out exact amounts of essential/non essential expenses, the monthly savings if you eliminate all non essential costs.Credit card account templates. Track your credit card interest and protection insurance charges using this spreadsheet which calculates the real annual interest rate charged . Any previous late payment or overdue balance can shift your interest rate into the stratosphere. Keep a close watch on your credit card rates with these spreadsheets.Savings account template. Track your savings interest rate using this spreadsheet which calculates the real annual interest rate credited to your account. Find a higher savings rate and keep checking. Similarly keep a close watch on your savings account interest rate because they can be changed without notice.Bank account template. Track your bank charges and interest using this spreadsheet which correct your daily balances when over zealous bank charges deplete your account balances.Accelerate your mortgage repayments. Use this spreadsheet to calculate how much your net worth increases by applying your monthly savings to faster repayment of your mortgage loan and reducing the financing charges.The Guidance edition works through all the templates and by reallocating income into accelerated repayment of a 25 year fixed rate (5.95% p.a.) $255,000 mortgage saves a grand total $100,259.You can test whether investing in a Mutual fund increases your net worth more than paying down your mortgage.The Managed Investment Funds spreadsheets calculate returns from alternative investment opportunities.

Price: 48 | Platform:  | License: Shareware | Limitations: Trial